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# Best Title & Escrow Companies in Chattanooga, TN - ChattanoogaTopRated.com

[ChattanoogaTopRated.com](/)

Proudly serving **Signal Mountain, Lookout Mountain, East Brainerd, Hixson, Ooltewah, Red Bank** and the greater Chattanooga area. **Made for The Volunteer State.**

[ChattanoogaTopRated](/) / Title & Escrow Companies

# Best title and escrow companies in Chattanooga, TN

Verified Chattanooga title and escrow companies for title insurance, escrow, real estate closings, and lien searches - serving Signal Mountain, Lookout Mountain, East Brainerd, Hixson, Ooltewah, Red Bank and beyond.

Rankings updated October 2026 from Google ratings and review volume - not paid placement

Maya, the Top Rated AI concierge

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## Have Maya call you.

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[or text her at (813) 454-0813](sms:+18134540813)

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## How to pick a title and escrow company in Chattanooga

Ask who holds the escrow funds and how wire instructions are verified, then confirm any wiring email by phone using a number you looked up yourself. Wire fraud is the one mistake in a closing nobody can undo.

Searching for title and escrow companies near me in Chattanooga? Everyone ranked below serves Chattanooga and the surrounding neighborhoods, including Signal Mountain, Lookout Mountain, East Brainerd, Hixson, Ooltewah, Red Bank. Check the address and service area on a listing before you call, because the closest one is not always the one a search engine puts first.

How we rank these Chattanooga businesses

Today this order comes from public Google ratings and review volume, and nothing else.

- **A quality floor.** At least a 4.0 rating and 15 or more reviews to be listed at all.

- **Confidence, not just stars.** A thin rating gets pulled toward the typical rating for its own category, in proportion to how few reviews back it up; a well-reviewed rating is trusted almost entirely as is. A 4.9 from 7 reviews is a weaker claim than a 4.5 from 890, and the order says so.

- **Recent counts for more.** A five star review from four years ago is not evidence about the crew working today.

- **One customer, one voice,** and a burst of reviews in a single day counts for less than the same reviews earned over a month.

- **Local means local.** A business has to actually serve Chattanooga to be listed here. We measure the distance from the business to the city and drop the ones that are really in another market, which is why you will not see a clinic an hour away sitting above the one down the road.

- **The ranked order is not for sale.** No business can pay to move up in the numbered list. Every position in it is earned on public ratings and review volume and nothing else.

- **Featured is a labelled spotlight, not a rank.** The starred card above the rankings is reserved for businesses that have recently joined Top Rated. A new client can be excellent and still have a short review history, and the numbers alone would bury them for months, so the spotlight gives them visibility while that history builds. It carries no position number, it never moves anyone in the numbered list below it, and it is clearly marked every time it appears. We also rotate it: promotions and seasonal events cycle different clients through the slot, so it is a turn in the spotlight rather than a permanent purchase.

**What is changing.** We are adding a second signal: reviews left here by customers whose job we can actually trace. It is built and published below so you can see it before it counts, and it is not part of the order yet. A review will count more when we can prove the job happened, not because it was left on our site.

How much each kind of review counts

- 1.6x**Verified job**

A Top Rated review from a customer whose job we can trace: we brokered the lead, the work was booked, and the review came after the job.

- 1.2x**Verified account**

A Top Rated review from a real, signed-in account that we cannot tie to a specific job.

- 1x**Google**

A public Google review. This is the baseline and it is not discounted.

- 0x**Unverified**

Anything we cannot stand behind. Shown if we show it, counts for nothing.

Still curious? [The full methodology](/methodology/) and [the FAQ](/faq/).

## The full Chattanooga ranking

Show independents only

Top Independent

[Cumberland Title & Guaranty Company, LLC](/biz/cumberland-title-guaranty-company-llc/)

★★★★½ 4.9 · 142 Google reviews · Independent · Locally Owned

Same ranking, same score -- this is the highest-ranked independent, shown as a separate lens on the list below, not a different order.

1

[Next Title & Escrow](/biz/next-title-escrow/)

★★★★★ 5 · 60 Google reviews · 6116 Shallowford Rd Ste 117

[View profile](/biz/next-title-escrow/) [Call](tel:+14234758035) [Website](https://next-title.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

2

[Cumberland Title & Guaranty Company, LLC Independent · Locally Owned](/biz/cumberland-title-guaranty-company-llc/)

★★★★½ 4.9 · 142 Google reviews · 200 E 8th St

[View profile](/biz/cumberland-title-guaranty-company-llc/) [Call](tel:+14236434001) [Website](http://www.cumberlandtitleandguaranty.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

3

[Bridge City Title - Downtown Independent · Locally Owned](/biz/bridge-city-title-downtown/)

★★★★½ 4.9 · 118 Google reviews · 1830 Washington St

[View profile](/biz/bridge-city-title-downtown/) [Call](tel:+14234171344) [Website](https://www.bridgecitytitle.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

4

[Burns, Henry & Kirksey, P.C. Independent · Locally Owned](/biz/burns-henry-kirksey-p-c/)

★★★★★ 5 · 30 Google reviews · 6740 Executive Oak Ln

[View profile](/biz/burns-henry-kirksey-p-c/) [Call](tel:+14234581265) [Website](https://bhklegal.com/index.php?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

5

[Foothills Title Services, Inc. Independent · Locally Owned](/biz/foothills-title-services-inc/)

★★★★★ 5 · 27 Google reviews · 32 Emerson Cir

[View profile](/biz/foothills-title-services-inc/) [Call](tel:+14233524140) [Website](https://www.foothillstitle.biz/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

6

[Key Title & Escrow](/biz/key-title-escrow/)

★★★★½ 4.9 · 81 Google reviews · 406 Frazier Ave

[View profile](/biz/key-title-escrow/) [Call](tel:+14232062226) [Website](https://keytitle.net/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

7

[Cornerstone Title of Tennessee LLC Independent · Locally Owned](/biz/cornerstone-title-of-tennessee-llc/)

★★★★★ 5 · 23 Google reviews · 6160 Shallowford Rd #104

[View profile](/biz/cornerstone-title-of-tennessee-llc/) [Call](tel:+14239228222) [Website](https://cornerstonetitletn.com/contact/contact-chattanooga/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

8

[Bridge City Title - East Brainerd Independent · Locally Owned](/biz/bridge-city-title-east-brainerd/)

★★★★½ 4.8 · 84 Google reviews · 7158 Lee Hwy

[View profile](/biz/bridge-city-title-east-brainerd/) [Call](tel:+14234171338) [Website](https://www.bridgecitytitle.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

9

[Elite Title Co LLC](/biz/elite-title-co-llc/)

★★★★½ 4.8 · 77 Google reviews · 2561 Battlefield Pkwy

[View profile](/biz/elite-title-co-llc/) [Call](tel:+17064191903) [Website](http://elitetitleco.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

10

[Northgate Title & Escrow Independent · Locally Owned](/biz/northgate-title-escrow/)

★★★★½ 4.7 · 46 Google reviews · 3861 Hixson Pike

[View profile](/biz/northgate-title-escrow/) [Call](tel:+14234171248) [Website](http://www.teamtitle.co/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

11

[Warranty Title LLC Independent · Locally Owned](/biz/warranty-title-llc/)

★★★★½ 4.7 · 33 Google reviews · 6131 Shallowford Rd Ste 102

[View profile](/biz/warranty-title-llc/) [Call](tel:+14234244654) [Website](http://www.warranty1952.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

12

[Milligan Reynolds Guaranty Title Agency Independent · Locally Owned](/biz/milligan-reynolds-guaranty-title-agency/)

★★★★½ 4.6 · 33 Google reviews · 1024 E M L King Blvd

[View profile](/biz/milligan-reynolds-guaranty-title-agency/) [Call](tel:+14237560911) [Website](https://www.milliganreynolds.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

13

[Foundation Title & Escrow, Chattanooga Independent · Locally Owned](/biz/foundation-title-escrow-chattanooga/)

★★★★½ 4.6 · 59 Google reviews · 6166 Shallowford Rd #106

[View profile](/biz/foundation-title-escrow-chattanooga/) [Call](tel:+14237790440) [Website](https://fteconnect.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

14

[Team Title Services Independent · Locally Owned](/biz/team-title-services/)

★★★★½ 4.5 · 31 Google reviews · 3861 Hixson Pike

[View profile](/biz/team-title-services/) [Call](tel:+14234171248) [Website](http://teamtitle.co/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

15

[Title Guaranty & Trust Company Independent · Locally Owned](/biz/title-guaranty-trust-company/)

★★★★½ 4.5 · 66 Google reviews · 7155 Lee Hwy #500

[View profile](/biz/title-guaranty-trust-company/) [Call](tel:+14238927914) [Website](https://www.titleguarantyandtrust.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

16

[Choice Title Company, Inc Independent · Locally Owned](/biz/choice-title-company-inc/)

★★★★½ 4.5 · 67 Google reviews · 7703 Nashville St

[View profile](/biz/choice-title-company-inc/) [Call](tel:+17069376136) [Website](http://www.choicetitlecompany.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

17

[Title Guaranty & Trust Company Independent · Locally Owned](/biz/title-guaranty-trust-company/)

★★★★½ 4.5 · 73 Google reviews · 617 Walnut St

[View profile](/biz/title-guaranty-trust-company/) [Call](tel:+14232665751) [Website](http://www.titleguarantyandtrust.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

18

[Ensign Title & Escrow Inc. Independent · Locally Owned](/biz/ensign-title-escrow-inc/)

★★★★½ 4.5 · 88 Google reviews · 6111 Shallowford Rd Ste 105

[View profile](/biz/ensign-title-escrow-inc/) [Call](tel:+14235100410) [Website](https://ensignlegal.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

19

[First Choice Title Independent · Locally Owned](/biz/first-choice-title/)

★★★★ 4.4 · 31 Google reviews · 5572 Little Debbie Pkwy #122

[View profile](/biz/first-choice-title/) [Call](tel:+14238927177) [Website](http://www.firstchoicetitle.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

20

[First Title Insurance Co Independent · Locally Owned](/biz/first-title-insurance-co/)

★★★★ 4.4 · 41 Google reviews · 736 Georgia Ave #100

[View profile](/biz/first-title-insurance-co/) [Call](tel:+14232652507) [Website](http://www.fticusa.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

21

[First Choice Title, Inc. Independent · Locally Owned](/biz/first-choice-title-inc/)

★★★★ 4.2 · 19 Google reviews · 414 Vine St

[View profile](/biz/first-choice-title-inc/) [Call](tel:+14238254670) [Website](https://www.firstchoicetitle.com/?utm_source=topratedcities&utm_medium=referral)

Unclaimed - is this yours?

22

[Title Services of Tennessee, Inc Independent · Locally Owned](/biz/title-services-of-tennessee-inc/)

★★★★ 4.1 · 18 Google reviews · 6227 Lee Hwy

[View profile](/biz/title-services-of-tennessee-inc/) [Call](tel:+14234994475)

Unclaimed - is this yours?

Ratings and review counts sourced from Google. Businesses shown are the highest-rated in Chattanooga; owners can claim and verify their listing free.

## Title & Escrow Companies in Chattanooga: common questions

### Who are the best title and escrow companies in Chattanooga?

Based on Google ratings and review volume as of October 2026, the top rated title and escrow companies in Chattanooga are Next Title & Escrow, Cumberland Title & Guaranty Company, LLC, Bridge City Title - Downtown. See the live ranked list, ratings, and contact details on this page.

### How do I find title and escrow companies near me in Chattanooga?

Every company ranked on this page serves Chattanooga and the surrounding area, including Signal Mountain, Lookout Mountain, East Brainerd, Hixson, Ooltewah, Red Bank. Open any listing for its address, phone number and service area, then call the two or three closest to you. Distance is worth checking yourself: the nearest title and escrow company is not automatically the best one, so this page ranks on rating and review volume first and leaves proximity to you.

### How do I choose a title and escrow company in Chattanooga?

Ask who holds the escrow funds and how wire instructions are verified, then confirm any wiring email by phone using a number you looked up yourself. Wire fraud is the one mistake in a closing nobody can undo.

## Are you a top-rated Chattanooga pro?

Listings and claims are free. Early claimants receive Premium at no charge, a $297 value, after confirmation. No purchase is required.

[Claim your free listing](#)

Prefer to talk? Call or text the Top Rated directory on [(813) 454-0813](tel:+18134540813). This is our number, not the number of any business listed here.

Related in Chattanooga: [Law Firms](/law-firms/) · [Cannabis Dispensaries](/cannabis-dispensary/) · [Financial Advisors](/financial-advisors/) · [Chiropractic](/chiropractic/)